Pricing
We acknowledge that therapy is not only an investment in time and emotional energy, but that it is also a financial investment as well. Philosophie Therapy does not accept insurance, however, you may be able to receive insurance reimbursement. If you have any questions about pricing or insurance reimbursement, please utilize the billing FAQs or contact us.
Fee Schedule
15 min Phone Consultation
0.00
50 min Individual Session
140.00
70 min Individual Session
175.00
50 min couples sessionÂ
160.00
70 min couples session
195.00
90 min couples session
230.00
Packages
Save up to 15% Â by purchasing a package of 5 sessions.Â
Five 50 min Individual SessionsÂ
600.00
Five 70 min Individual Sessions
750.00
Five 50 min Couples SessionsÂ
700.00
Five 70 min Couples Sessions
850.00
Five 90 min Couples SessionsÂ
1000.00
Frequently Asked Billing Questions
Does Philosophie Therapy accept insurance?
Philosophie Therapy does not accept insurance, however, it is possible to receive coverage for services. We can provide you with an itemized statement (called a superbill) that you can submit to your insurance provider for reimbursement. Many insurance providers will reimburse part, if not all of the cost of sessions.
Why do you not accept insurance?
When therapists are in-network with insurance companies, they are required to abide the rules and regulations of your insurance provider, rather than having the freedom to provide you with a treatment approach that is tailored to meet your individual needs. Insurance companies typically require that therapists comply with the following:
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Insurance companies require therapists to give clients a formal mental health diagnosis that is added to their health records.
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Insurance companies regulate how many sessions clients are able to attend, while receiving coverage.
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Insurance companies require therapists to submit summaries of clients sessions, which are added to their health records.
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Insurance companies often do not provide coverage for couples counseling.
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In addition to these regulations, insurance companies take a large percentage of therapist's fees and require hours of additional paperwork, limiting therapists time and financial resources to provide the best services possible to their clients. For these reasons, Philosophie Therapy is an out-of-network provider that strives to provide quality care that is uniquely tailored to meet the needs of the individuals and couples we serve.
How do I know if my insurance will reimburse me for services?
In order to determine if your insurance provider will reimburse you for services you can use our partner, Reimbursify to instantly verify your benefits or you can call your insurance provider and ask the following:
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Do I have mental health benefits?
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Will my plan cover out-of-network mental health services?
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How many sessions will my plan cover?
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How much will I be reimbursed for, per therapy session?
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Do I need a referral from a doctor in order to receive coverage for therapy?
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Is there any paperwork I need to complete before my first session, in order to receive reimbursement?
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* This is not a comprehensive list of questions, however, it should help you gain more information.
How do I pay for therapy sessions?
Payments for therapy sessions are made by adding a credit card on file in our encrypted, HIPPA compliant, client management software. We accept all major credit cards and HSA cards. Your card will be billed on the day of your session.
Do you offer discounts or sliding scale rates for therapy sessions?
Philosphie Therapy offers a limited number of sliding scale spots for clients who are experiencing financial hardship and believe our services align with their mental health goals. Sliding scale eligibility is dependent on the income of the client, and/or those who are paying for client's services.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
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You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
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Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
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If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
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Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.